Anthem Dental Insurance Coverage
For patients who invest in dental insurance coverage, it’s important to our Goode dentists and team members that they receive the maximum benefit from their insurance investment. We work with dental insurance providers on a daily basis, and our team members know how best to process and file claims to help patients receive the coverage they deserve. We are also in-network dental care providers for a number of insurers, including Anthem insurance plans. If you’re a member of an Anthem dental insurance plan, feel free to call the Hendricksen Cosmetic & Family Dentistry team to find out more or schedule an appointment with us in our state-of-the-art, family-friendly Goode dentistry practice.
Fundamentals of Anthem Dental Insurance
Anthem dental insurance plans, like most other dentistry plans, function by using a monthly premium to provide a percentage of the cost of dental treatment. Your premium is the amount of money you and/or your employer will pay into the dental insurance plan each month. The Anthem benefit plan will usually cover part of the cost of your preventive and restorative dentistry services up to an annual plan maximum, the highest amount your plan will pay for treatment each year. In most cases, you will receive the following coverage from your Anthem dental insurance plan:
- 80 to 100% coverage for preventive care
- 50 to 80% coverage for restorative treatments
- 25 to 75% coverage for orthodontic treatments
- Other services like dental implants or cosmetic care are not typically covered
In-Network VS Out of Network Coverage
The majority of dental insurance plans are created in order to allow patients the flexibility to choose the dentist who offers them the best possible care whether or not they’re in or out of your treatment network. In-Network providers have agreed to your insurer’s fair and average pricing for necessary dental care. Out of network providers can charge higher fees than those set by your insurer, but you will be responsible for the difference in price as well as the out of pocket percentage of the cost of treatment. In most cases, the difference in fees is negligible, but choosing an in-network dentist, when possible, ensures the lowest out of pocket costs.
Necessity of Preventive Dental Care
The Hendricksen Cosmetic & Family Dentistry team focuses every patient’s treatment plan on prevention. It is our goal to help you achieve and maintain your healthiest smiles for a lifetime. In addition to keeping your smile healthy, preventive dental appointments also receive the highest coverage from dental insurance providers. In many cases, Anthem dental insurance patients receive 100% coverage for their six month dental appointments and teeth cleanings. Visiting us every six months gives our dentists and team members the opportunity to partner with you to prevent many oral health concerns and diagnosis and treat others in the earliest possible stages. This means, even when you do need restorative dentistry services, they are more likely to be conservative solutions that are covered at the highest percentages by your dental insurance providers.